.page-disclaimer {
  background: var(--cream);
  color: var(--ink);
  font-family: var(--font-body);
}

.page-disclaimer .clause-hero {
  position: relative;
  overflow: hidden;
  padding: clamp(18px, 3.4vw, 30px) 0 clamp(38px, 6vw, 72px);
  background:
    radial-gradient(120% 92% at 88% -12%, rgba(200, 169, 106, 0.24), transparent 62%),
    radial-gradient(72% 62% at 4% 112%, rgba(184, 58, 46, 0.18), transparent 66%),
    var(--navy);
  color: var(--cream);
}

.page-disclaimer .clause-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background-image:
    linear-gradient(rgba(233, 238, 245, 0.07) 1px, transparent 1px),
    linear-gradient(90deg, rgba(233, 238, 245, 0.07) 1px, transparent 1px);
  background-size: 58px 58px;
  -webkit-mask-image: linear-gradient(to bottom, rgba(0, 0, 0, 0.85), transparent 78%);
  mask-image: linear-gradient(to bottom, rgba(0, 0, 0, 0.85), transparent 78%);
}

.page-disclaimer .clause-hero .container {
  position: relative;
  z-index: 1;
}

.page-disclaimer .clause-hero .breadcrumbs__link {
  color: rgba(247, 244, 238, 0.7);
}

.page-disclaimer .clause-hero .breadcrumbs__link:hover {
  color: var(--gold-soft);
}

.page-disclaimer .clause-hero .breadcrumbs__current {
  color: var(--gold-soft);
}

.page-disclaimer .clause-hero .breadcrumbs__item + .breadcrumbs__item::before {
  color: rgba(247, 244, 238, 0.4);
}

.page-disclaimer .clause-hero__grid {
  display: grid;
  gap: clamp(24px, 4vw, 42px);
  margin-top: clamp(20px, 3.2vw, 34px);
}

.page-disclaimer .clause-hero__copy h1 {
  margin: 10px 0 0;
  font-family: var(--font-head);
  font-size: clamp(1.9rem, 5vw, 3.3rem);
  font-weight: 800;
  line-height: 1.18;
  letter-spacing: 0.01em;
  color: var(--paper);
}

.page-disclaimer .clause-hero .eyebrow {
  color: var(--gold-soft);
  font-family: var(--font-mono);
  letter-spacing: 0.18em;
}

.page-disclaimer .clause-hero .eyebrow::before {
  background: var(--gold);
}

.page-disclaimer .clause-hero .lede {
  margin: clamp(16px, 2.4vw, 22px) 0 0;
  max-width: 48ch;
  font-size: clamp(0.95rem, 1.4vw, 1.06rem);
  line-height: 1.85;
  color: rgba(247, 244, 238, 0.82);
}

.page-disclaimer .clause-hero__tags {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: clamp(18px, 2.8vw, 28px) 0 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .clause-hero__tags .tag {
  background: rgba(233, 238, 245, 0.08);
  border: 1px solid var(--line-gold);
  color: var(--gold-soft);
  font-size: 0.78rem;
  letter-spacing: 0.04em;
}

.page-disclaimer .clause-hero__figure {
  margin: 0;
  border-radius: var(--radius-xl);
  border: 1px solid var(--line-gold);
  overflow: hidden;
  background: var(--navy-2);
  box-shadow: 0 22px 48px rgba(4, 12, 22, 0.42);
}

.page-disclaimer .clause-hero__figure img {
  display: block;
  width: 100%;
  height: auto;
  max-width: 100%;
  aspect-ratio: 5 / 3;
  object-fit: cover;
}

.page-disclaimer .clause-body {
  padding: clamp(36px, 5.6vw, 76px) 0 clamp(30px, 4vw, 52px);
  background: var(--cream);
}

.page-disclaimer .clause-body__hidden-title {
  position: absolute;
  width: 1px;
  height: 1px;
  margin: -1px;
  padding: 0;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
  border: 0;
}

.page-disclaimer .clause-body__grid {
  display: grid;
  gap: clamp(26px, 4vw, 46px);
}

.page-disclaimer .clause-toc {
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  background: var(--paper);
  padding: clamp(16px, 3vw, 22px);
}

.page-disclaimer .clause-toc__label {
  margin: 0 0 12px;
  font-family: var(--font-mono);
  font-size: 0.75rem;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--stone);
}

.page-disclaimer .clause-toc__list {
  display: flex;
  gap: 8px;
  margin: 0;
  padding: 0 0 4px;
  list-style: none;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
}

.page-disclaimer .clause-toc__list li {
  flex: 0 0 auto;
}

.page-disclaimer .clause-toc__list a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  border: 1px solid var(--line);
  border-radius: 999px;
  color: var(--navy);
  font-size: 0.86rem;
  text-decoration: none;
  white-space: nowrap;
  transition: border-color 0.25s var(--ease), background 0.25s var(--ease), color 0.25s var(--ease);
}

.page-disclaimer .clause-toc__list a:hover {
  border-color: var(--gold);
  background: var(--gold-soft);
  color: var(--navy);
}

.page-disclaimer .clause-toc__num {
  font-family: var(--font-mono);
  font-size: 0.72rem;
  letter-spacing: 0.06em;
  color: var(--cinnabar);
}

.page-disclaimer .clause-toc__note {
  margin: 14px 0 0;
  padding-top: 14px;
  border-top: 1px dashed var(--line);
  font-size: 0.81rem;
  line-height: 1.7;
  color: var(--stone);
}

.page-disclaimer .clause-content {
  display: flex;
  flex-direction: column;
  gap: clamp(24px, 3.4vw, 40px);
  min-width: 0;
}

.page-disclaimer .clause {
  padding-top: clamp(20px, 3vw, 30px);
  border-top: 1px solid var(--line);
  scroll-margin-top: 96px;
}

.page-disclaimer .clause:first-child {
  padding-top: 0;
  border-top: 0;
}

.page-disclaimer .clause__num {
  display: block;
  margin-bottom: 8px;
  font-family: var(--font-mono);
  font-size: 0.78rem;
  letter-spacing: 0.22em;
  color: var(--cinnabar);
}

.page-disclaimer .clause__title {
  margin: 0;
  padding-left: clamp(12px, 2vw, 18px);
  border-left: 3px solid var(--cinnabar);
  font-family: var(--font-head);
  font-size: clamp(1.22rem, 2.4vw, 1.68rem);
  font-weight: 700;
  line-height: 1.42;
  color: var(--navy);
}

.page-disclaimer .clause__body {
  margin-top: clamp(14px, 2vw, 20px);
  padding-left: 0;
}

.page-disclaimer .clause__body p {
  margin: 0 0 14px;
  max-width: 68ch;
  font-size: clamp(0.94rem, 1.15vw, 1rem);
  line-height: 1.85;
  color: var(--ink-soft);
}

.page-disclaimer .clause__body p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .clause__body strong {
  color: var(--navy);
  font-weight: 600;
}

.page-disclaimer .clause__body a {
  color: var(--navy);
  text-decoration: none;
  border-bottom: 1px solid var(--line-gold);
  transition: color 0.2s var(--ease), border-color 0.2s var(--ease);
}

.page-disclaimer .clause__body a:hover {
  color: var(--cinnabar);
  border-bottom-color: var(--cinnabar);
}

.page-disclaimer .clause-callout {
  margin-top: 18px;
  padding: clamp(14px, 2vw, 20px) clamp(16px, 2.4vw, 24px);
  border-left: 3px solid var(--cinnabar);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  background: linear-gradient(90deg, rgba(200, 169, 106, 0.18), rgba(233, 238, 245, 0.6));
}

.page-disclaimer .clause-callout p {
  margin: 0;
  font-size: 0.9rem;
  line-height: 1.8;
  color: var(--navy);
}

.page-disclaimer .clause-contact {
  padding: 0 0 clamp(48px, 7vw, 92px);
  background: var(--cream);
}

.page-disclaimer .clause-contact__panel {
  display: grid;
  gap: clamp(22px, 3.4vw, 38px);
  padding: clamp(24px, 4vw, 44px);
  border-radius: var(--radius-xl);
  background:
    radial-gradient(100% 130% at 92% 0%, rgba(200, 169, 106, 0.22), transparent 58%),
    var(--navy);
  color: var(--cream);
}

.page-disclaimer .clause-contact__copy h2 {
  margin: 10px 0 0;
  font-family: var(--font-head);
  font-size: clamp(1.35rem, 3vw, 2rem);
  font-weight: 700;
  line-height: 1.34;
  color: var(--paper);
}

.page-disclaimer .clause-contact .eyebrow {
  color: var(--gold-soft);
  font-family: var(--font-mono);
  letter-spacing: 0.18em;
}

.page-disclaimer .clause-contact .eyebrow::before {
  background: var(--gold);
}

.page-disclaimer .clause-contact__copy p {
  margin: 14px 0 0;
  max-width: 46ch;
  font-size: 0.95rem;
  line-height: 1.82;
  color: rgba(247, 244, 238, 0.8);
}

.page-disclaimer .clause-contact__hint {
  padding-left: 14px;
  border-left: 2px solid var(--line-gold);
  font-size: 0.86rem !important;
  color: rgba(232, 216, 176, 0.9) !important;
}

.page-disclaimer .clause-contact__facts {
  display: grid;
  gap: 2px;
  margin: 0;
  padding: 0;
  list-style: none;
  align-content: start;
}

.page-disclaimer .clause-contact__fact {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px 12px;
  padding: 14px 0;
  border-bottom: 1px solid rgba(233, 238, 245, 0.14);
}

.page-disclaimer .clause-contact__fact:first-child {
  padding-top: 0;
}

.page-disclaimer .clause-contact__fact:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}

.page-disclaimer .clause-contact__label {
  flex: 0 0 100%;
  font-family: var(--font-mono);
  font-size: 0.73rem;
  letter-spacing: 0.16em;
  color: var(--gold);
}

.page-disclaimer .clause-contact__value {
  font-family: var(--font-mono);
  font-size: clamp(0.92rem, 1.4vw, 1.05rem);
  letter-spacing: 0.02em;
  color: var(--paper);
  word-break: break-word;
}

.page-disclaimer .clause-contact .copy-btn {
  padding: 4px 12px;
  border: 1px solid var(--line-gold);
  border-radius: 999px;
  background: transparent;
  color: var(--gold-soft);
  font-family: var(--font-body);
  font-size: 0.75rem;
  line-height: 1.6;
  cursor: pointer;
  transition: background 0.2s var(--ease), color 0.2s var(--ease), border-color 0.2s var(--ease);
}

.page-disclaimer .clause-contact .copy-btn:hover {
  background: var(--gold);
  border-color: var(--gold);
  color: var(--navy);
}

.page-disclaimer .clause-links {
  display: flex;
  flex-wrap: wrap;
  gap: 10px clamp(16px, 3vw, 30px);
  margin-top: clamp(20px, 3vw, 30px);
}

.page-disclaimer .clause-links a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--navy);
  font-size: 0.9rem;
  text-decoration: none;
  border-bottom: 1px solid var(--line-gold);
  padding-bottom: 2px;
  transition: color 0.2s var(--ease), border-color 0.2s var(--ease);
}

.page-disclaimer .clause-links a::after {
  content: "→";
  font-family: var(--font-mono);
  font-size: 0.8rem;
  color: var(--gold);
}

.page-disclaimer .clause-links a:hover {
  color: var(--cinnabar);
  border-bottom-color: var(--cinnabar);
}

@media (min-width: 900px) {
  .page-disclaimer .clause-hero__grid {
    grid-template-columns: minmax(0, 7fr) minmax(0, 5fr);
    align-items: end;
  }

  .page-disclaimer .clause-contact__panel {
    grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr);
    align-items: start;
  }
}

@media (min-width: 960px) {
  .page-disclaimer .clause-body__grid {
    grid-template-columns: 250px minmax(0, 1fr);
    gap: clamp(34px, 5vw, 68px);
    align-items: start;
  }

  .page-disclaimer .clause-toc {
    position: sticky;
    top: 96px;
  }

  .page-disclaimer .clause-toc__list {
    flex-direction: column;
    gap: 2px;
    padding-bottom: 0;
    overflow: visible;
  }

  .page-disclaimer .clause-toc__list li {
    flex: 1 1 auto;
  }

  .page-disclaimer .clause-toc__list a {
    display: flex;
    width: 100%;
    padding: 9px 10px;
    border: 0;
    border-radius: var(--radius-sm);
    white-space: normal;
    line-height: 1.55;
  }

  .page-disclaimer .clause__body {
    padding-left: 21px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .clause-toc__list a,
  .page-disclaimer .clause__body a,
  .page-disclaimer .clause-links a,
  .page-disclaimer .clause-contact .copy-btn {
    transition: none;
  }
}

@media print {
  .page-disclaimer {
    background: #ffffff;
    color: #000000;
  }

  .page-disclaimer .clause-hero {
    background: #ffffff;
    color: #000000;
    padding: 0 0 10pt;
  }

  .page-disclaimer .clause-hero::after,
  .page-disclaimer .clause-hero__figure,
  .page-disclaimer .clause-hero__tags,
  .page-disclaimer .clause-toc,
  .page-disclaimer .clause-links {
    display: none;
  }

  .page-disclaimer .clause-hero__copy h1,
  .page-disclaimer .clause-contact__copy h2,
  .page-disclaimer .clause__title {
    color: #000000;
  }

  .page-disclaimer .clause-hero .lede,
  .page-disclaimer .clause__body p,
  .page-disclaimer .clause-contact__copy p {
    color: #222222;
  }

  .page-disclaimer .clause-body__grid {
    display: block;
  }

  .page-disclaimer .clause__body {
    padding-left: 0;
  }

  .page-disclaimer .clause {
    break-inside: avoid;
    page-break-inside: avoid;
  }

  .page-disclaimer .clause-contact__panel {
    background: #ffffff;
    color: #000000;
    border: 1px solid #999999;
  }

  .page-disclaimer .clause-contact__value,
  .page-disclaimer .clause-contact__label {
    color: #000000;
  }

  .page-disclaimer .clause-contact .copy-btn {
    display: none;
  }
}
<<<END>>>